Spring Cash

Spring Cash is a modern B2B fintech platform specializing in invoice factoring and purchase order financing for consumer packaged goods brands and retailers. The company provides immediate cash flow solutions by purchasing pending retailer invoices, allowing businesses to receive instant funds directly to their bank accounts instead of waiting for lengthy retailer payment schedules. Spring Cash serves food and beverage, fashion and apparel, beauty and wellness, and home and electronics brands that sell to major retailers like Walmart, Costco, and others. The platform offers scalable funding limits that adapt dynamically to invoice volumes, with approvals typically processed within 24-48 hours and fees ranging from 1% to 3% per invoice. The company requires no collateral, personal guarantees, or long-term commitments, making it accessible for businesses with at least one year of operation and $100,000+ annual revenue. Spring Cash integrates seamlessly with major invoicing platforms and provides dedicated account management support. The company is majority-owned by Clivedale Group, which has over $1 billion in assets and is a majority shareholder of GB Bank, a regulated UK bank with over $2 billion balance sheet. Leadership includes Chairman Sameer Gehlaut, who founded Indiabulls Group and Clivedale Group, CEO Tej Singh (formerly at Coatue and Bain Capital Ventures), and CTO Oliver Hamilton (formerly at Alameda Research and Two Sigma). Spring Cash has funded 98% of approved invoices within 24 hours, with 85% customer return rate and 40% average revenue growth for clients using their factoring services.