Navitas Credit

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About

Navitas Credit is a leading equipment financing company that provides flexible financing solutions for small and medium-sized businesses across the United States. As a wholly-owned subsidiary of United Community Bank (NYSE: UCB), a top 100 U.S. financial institution founded in 1950, Navitas brings stability and strength to every deal. The company offers equipment financing from $5,000 to $5 million, serving over 100,000 small businesses with $6.8 billion in total financing provided. Navitas specializes in fast credit decisions with streamlined documentation processes, supporting businesses at every stage of growth across all credit profiles including start-ups. Their comprehensive equipment financing solutions cover almost any type of commercial equipment, from construction and manufacturing equipment to technology and transportation assets. The company serves multiple industries including construction, manufacturing, healthcare, transportation, agriculture, and food service. Navitas partners with originators, referral partners, and equipment dealers to provide competitive programs with reliable communication and white-glove customer service. Their expertise spans decades in the equipment finance industry, offering creative solutions that help businesses acquire new or used equipment with flexible payment options designed to fit various budgets. The company operates nationwide with prompt credit decisions, often providing approvals in minutes without requiring hard credit pulls for initial assessments. Navitas maintains a long-term partnership mindset, treating customers with personal attention and care while delivering consistent reliability in their financing solutions.

Services & Capabilities

Equipment financing solutions from $5,000 to $5 million for small and medium-sized businesses, covering construction equipment, manufacturing machinery, technology assets, transportation vehicles, healthcare equipment, and agricultural tools. Specializes in fast credit decisions, flexible payment structures, and supporting all credit profiles including start-ups. Offers lease and loan options with competitive rates and streamlined documentation processes.

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