Core Financial Systems

Core Financial Systems is a fractional CFO and financial advisory firm serving owners and management teams of growing businesses, with particular experience in the beverage and consumer packaged goods sector. The firm is led by a practitioner who spent 15 years operating a multi-million dollar beverage business, giving the practice a hands-on, operator-first perspective that distinguishes it from traditional accounting or consulting firms. Rather than delivering standard financial statements after the fact, Core Financial Systems focuses on forward-looking financial intelligence: explaining why performance is changing, where cash is going, and what decisions should be made next. The firm works with business owners who have built real companies and are now facing the financial complexity that accompanies growth — whether that means adding headcount, expanding into new markets, or simply losing clear visibility into the business as it scales. Services are organized into three tiers. The first is Financial Intelligence, an ongoing engagement that provides management reporting, executive dashboards, key performance indicators, trend and variance analysis, and rolling cash flow forecasting models. This service is designed for owners who need continuous visibility into operations without hiring a full-time finance executive. The second is the CFO Decision Project, a focused, project-based engagement built around a specific high-stakes business decision such as pricing strategy, margin analysis, profitability modeling, hiring or expansion planning, or capital requirements and financing strategy. The third tier is Fractional CFO and Executive Finance, a recurring engagement providing ongoing financial leadership that includes strategic decision support, forecasting and capital allocation modeling, and board- or investor-level financial analysis. Engagements begin with a complimentary 20–30 minute consultation to assess fit and current business conditions. Pricing starts at $1,500 per month for Financial Intelligence, $3,500 per month for CFO Decision Projects, and $5,000 per month for Fractional CFO services. The firm is positioned for businesses that need experienced financial leadership and analytical rigor but do not yet require — or cannot justify — a full-time CFO.